Home & Land Package
Buying land and building? You’ll need a special construction home loan to finance the Project. Whether you’re a First Home Buyer, Investor or Next Home Buyer, our Construction Loan Specialists will be able to assist.
BUYING LAND IN A NEW ESTATE
That usually means signing the Contract today but not taking legal ownership of the land until the Developer has completed all the work they need to do, which can be months down the track. We can help you get pre-approved today.
Signed your building contract?
This is the most exciting time as you get to choose your floor plan, your home design, your colours and all the features for your dream home!
FIRST HOME BUYER BENEFITS
As a First Home Buyer, if your house & land package is less than $750,000, then you may be eligible for the First Home Owners Grant and enjoy some super discounted home loan interest rates. Ask us how?
BUYING LAND OFF THE PLAN
There are risks and rewards to buying off the plan. Sometimes you have limited choice in the most sought-after Estates. Before you sign your Land Contract, talk to our Experts about securing your Finance Pre-Approval today.
KEEPING YOUR LOAN REPAYMENTS LOW
Construction of your dream home can take 6 months or more. And you’ll be paying rent or making repayments on your existing home the same time. Your loan will be drawn down progressively during the course of construction as the Builder invoices for their progress payments. Whilst your loan is being drawn down, you will only be required to make interest only repayments. We will create a Tailored Budget Cashflow for you to cover the construction period so you have a guide to follow and prepare for in advance.
St. Albans Office
Shop 4, 329 Main Road East, St. Albans VIC 3021
(03) 9366 2002
0403 350 888
Vida Financial Services Pty Ltd ABN 57 991 298 579 | Credit Representative Number 51969 is authorized under Australian Credit Licence Number 389328 | Privacy Policy | Compliments and Concerns | Disclaimer
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
